An ice dam is a ridge of ice that forms at the edge of a roof and prevents melting snow from draining. As water backs up behind the dam, it can leak through the roof and cause damage to walls, ceilings, insulation and other areas. How do ice dams form? Ice dams are formed by […]
Did you know the following facts about lead? FACT: Lead exposure can harm young children and babies even before they are born. FACT: Even children who seem healthy can have high levels of lead in their bodies. FACT: You can get lead in your body by breathing or swallowing lead dust, or by eating soil […]
Water Damage Concerns Basements are typically the area of a structure most at risk for water damage because they are located below grade and surrounded by soil. Soil releases water it has absorbed during rain or when snow melts, and the water can end up in the basement through leaks or cracks. Water can even […]
Relocation is often stressful and time-consuming. Rarely do we wonder about the impact the process has on the environment. This is amplified when moving to a smaller house or condominium, and additional decisions have to be made regarding items that must discarded in order to save space. If we don’t make these decisions deliberately, our […]
House numbers should be clear enough so that police, the fire department, paramedics, etc., can quickly locate properties in an emergency. House numbers are often the only way that first-responders can identify their intended destinations. A number of jurisdictions have begun enforcing laws through strict fines for homeowners who do not comply with laws that […]
A growing number of homeowners in the U.S. are downsizing to homes smaller than 1,000 square feet, and, in some cases, smaller than 100 square feet. This transition to smaller homes, known as the Small House Movement, is adhered to by people who believe American houses in general are too large, wasteful and energy-inefficient.Small houses […]
A VA loan is a mortgage loan guaranteed by the U.S. Department of Veterans Affairs (VA). VA loans can be very helpful for veterans Like FHA loans, VA loans are backed by the federal government in order to protect lenders against default, an assurance that removes barriers to home buying for prospective homeowners when they […]
If you apply for a loan to buy a house, the lender is going to decide whether you are a good or poor credit risk based on your credit report. If the report says that you have a lot of debt, or you don’t pay your bills on time, the lender may adjust your interest […]
When a home is sold, there is a point in the transaction known as the closing, when the title to the property is transferred to the new owner. The buyer and/or seller commonly Closing costs can be substantialincur miscellaneous fees, which are collectively known as closing costs. These fees can be significant, averaging approximately 2% […]
