VA Loan Basics

A VA loan is a mortgage loan guaranteed by the U.S. Department of Veterans Affairs (VA). VA loans can be very helpful for veterans Like FHA loans, VA loans are backed by the federal government in order to protect lenders against default, an assurance that removes barriers to home buying for prospective homeowners when they […]

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USDA Loans

USDA loans are housing loans that are backed through the Rural Housing Division of the U.S. Department of Agriculture (USDA).The USDA offers competitive loans for borrowers in rural areas Purpose of USDA Home Loans In the wake of the mortgage crisis in 2008 and 2009, lenders have become more cautious, so it’s harder for home […]

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